Overdraft
Buy stuff you can't afford. Go into debt. The game gets angrier.
| Last updated | 3 weeks ago |
| Total downloads | 11732 |
| Total rating | 1 |
| Categories | Mods Items Server-side |
| Dependency string | Omniscye-Overdraft-1.0.0 |
| Dependants | 7 other packages depend on this package |
This mod requires the following mods to function
BepInEx-BepInExPack
BepInEx pack for Mono Unity games. Preconfigured and ready to use.
Preferred version: 5.4.2100README
💸 Overdraft v1.0.0
You ever been broke in the middle of a shopping run and thought,
“Man, what if I just… bought it anyway?”
Now you can.
Overdraft lets you go deeper than broke - into the kind of debt that would make a banker cry.
- When you hit the shop button with zero funds, the purchase will go through. You get your gear. Your balance goes into the red. Enjoy the consequences.
- The more you owe, the worse the world gets. Fall into serious debt and Repo sends a collection: more enemies, more chaos, more reasons to regret your life choices.
What it does
- Lets you complete shop purchases even when you don’t have the funds.
- Applies a negative balance after purchase.
- Scales enemy spawns based on how deep in debt you are.
- Host controls spawn behavior, but everyone must have the mod installed to avoid desyncs and UI mismatches.
Debt Scaling
| Debt (in dollars) | Tiers | Multiplier | Notes |
|---|---|---|---|
| 0 – -19,999 | 0 | x1 | normal spawns |
| -20k – -39,999 | 1 | x2 | mild bump |
| -40k – -59,999 | 2 | x3 | hot zone |
| -60k+ | 3+ | x4 (max) | 🔥 fully capped |
Credits
Made by Omniscye
Idea by Zabu
Buy stuff you can’t afford. Go into debt. The game gets angrier.
