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Omniscye-Overdraft-1.2.6 icon

Overdraft

Buy stuff you can't afford. Go into debt. The game gets angrier.

Date uploaded 5 days ago
Version 1.2.6
Download link Omniscye-Overdraft-1.2.6.zip
Downloads 3164
Dependency string Omniscye-Overdraft-1.2.6

This mod requires the following mods to function

BepInEx-BepInExPack-5.4.2100 icon
BepInEx-BepInExPack

BepInEx pack for Mono Unity games. Preconfigured and ready to use.

Preferred version: 5.4.2100

README

💸 Overdraft v1.2.6

Message to my awesome friends and the players who use my mods.

  • I was banned from the REPO modding server when I was taking a temp leave from the server due to drama. I was not even in the server when the ban happened. As such, if you need support for my mods or just want to hang out join my new personal server on Discord: https://discord.gg/QXDj8hrdRc

Changelog

  • Replaced item.itemAssetName with item.name

You ever been broke in the middle of a shopping run and thought,
“Man, what if I just… bought it anyway?”

Now you can.
Overdraft lets you go deeper than broke - into the kind of debt that would make a banker cry.

  • When you hit the shop button with zero funds, the purchase will go through. You get your gear. Your balance goes into the red. Enjoy the consequences.
  • The more you owe, the worse the world gets. Fall into serious debt and Repo sends a collection: more enemies, more chaos, more reasons to regret your life choices.

What it does

  • Lets you complete shop purchases even when you don’t have the funds.
  • Applies a negative balance after purchase.
  • Scales enemy spawns based on how deep in debt you are.
  • Host controls spawn behavior, but everyone must have the mod installed to avoid desyncs and UI mismatches.

Debt Scaling

Debt (in dollars) Tiers Multiplier Notes
0 – -19,999 0 x1 normal spawns
-20k – -39,999 1 x2 mild bump
-40k – -59,999 2 x3 hot zone
-60k+ 3+ x4 (max) 🔥 fully capped

Credits

Made by Omniscye
Idea by Zabu

Buy stuff you can’t afford. Go into debt. The game gets angrier.