💸 Overdraft v1.2.0

Changelog

• Replaced item.itemAssetName with item.name

You ever been broke in the middle of a shopping run and thought,
“Man, what if I just… bought it anyway?”

Now you can.
Overdraft lets you go deeper than broke - into the kind of debt that would make a banker cry.

• When you hit the shop button with zero funds, the purchase will go through. You get your gear. Your balance goes into the red. Enjoy the consequences.
• The more you owe, the worse the world gets. Fall into serious debt and Repo sends a collection: more enemies, more chaos, more reasons to regret your life choices.

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What it does

• Lets you complete shop purchases even when you don’t have the funds.
• Applies a negative balance after purchase.
• Scales enemy spawns based on how deep in debt you are.
• Host controls spawn behavior, but everyone must have the mod installed to avoid desyncs and UI mismatches.

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Debt Scaling

Debt (in dollars)	Tiers	Multiplier	Notes
0 – -19,999	0	x1	normal spawns
-20k – -39,999	1	x2	mild bump
-40k – -59,999	2	x3	hot zone
-60k+	3+	x4 (max)	🔥 fully capped

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Credits

Made by Omniscye
Idea by Zabu

Buy stuff you can’t afford. Go into debt. The game gets angrier.